Privacy Policy
Effective Date: 16 December 2024
Last Updated: 30 January 2025
1. Introduction
GBN Wealths ("Company," "we," "us," or "our") is committed to protecting your privacy and ensuring that your personal information is handled securely and in compliance with applicable laws. This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit www.gbnwealths.com ("Website"). It adheres to the European General Data Protection Regulation (GDPR) and the South African Protection of Personal Information Act (POPIA).
By using our Website, you consent to the collection and use of your personal data as described in this policy. If you do not agree, please discontinue use of our Website.
2. Information We Collect
We may collect and process the following categories of personal data:
Personal Identifiable Information (PII): Name, email address, phone number, and postal address.
Financial Information: Banking details, transaction history, and payment details (processed securely by third-party payment processors).
Technical Information: IP address, browser type, device information, and usage data collected through cookies and tracking technologies.
Communication Data: Information collected when you contact us via email, forms, or other communication channels.
3. How We Use Your Information
We process your personal data for the following purposes:
To provide and maintain our services.
To process transactions and payments securely.
To improve our Website, products, and customer experience.
To communicate with you regarding inquiries, updates, and promotional content (with your consent).
To comply with legal and regulatory obligations.
To prevent fraud, security risks, and unauthorized access.
4. Legal Basis for Processing Personal Data
We process your personal data under the following legal bases:
GDPR (Article 6): Consent, contract necessity, legal obligation, and legitimate interests.
POPIA: Lawful processing based on consent, contractual necessity, legal obligations, and legitimate business purposes.
5. Data Sharing and Disclosure
We do not sell or rent your personal data. However, we may share your information with:
Third-party service providers (e.g., payment processors, IT support, analytics providers) under strict confidentiality agreements.
Regulatory authorities or legal entities when required by law or to protect our rights.
Business partners where collaboration is necessary to provide our services.
6. International Data Transfers
If we transfer your data outside the European Economic Area (EEA) or South Africa, we ensure appropriate safeguards, such as Standard Contractual Clauses (SCCs) or equivalent protection measures.
7. Data Retention
We retain your personal data only for as long as necessary for the purposes stated in this policy, or as required by law. Once data is no longer needed, we securely delete or anonymize it.
8. Your Rights Under GDPR and POPIA
You have the following rights regarding your personal data:
Access: Request a copy of your personal data.
Correction: Update or correct inaccurate information.
Deletion: Request data erasure under certain conditions.
Objection: Object to processing for marketing purposes.
Restriction: Limit how we process your data.
Portability: Request data transfer to another service provider.
Withdraw Consent: If processing is based on consent, you can withdraw it at any time.
To exercise these rights, contact us at info@gbnwealths.com. We will respond within the legally mandated time frame.
9. Security Measures
We implement strict security measures to protect your personal data from unauthorized access, loss, or misuse. However, no method of transmission over the internet is 100% secure. If you suspect a data breach, contact us immediately.
10. Cookies and Tracking Technologies
Our Website uses cookies and similar technologies to enhance user experience. You can manage cookie preferences through your browser settings. For more details, refer to our Cookie Policy.
11. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies.
12. Changes to This Privacy Policy
We may update this policy periodically. The latest version will be posted on this page, and significant changes will be communicated via email or Website notifications.
13. Contact Information
For questions or concerns regarding this Privacy Policy, contact us at:
Email: info@gbnwealths.com
By continuing to use our Website, you acknowledge that you have read and understood this Privacy Policy.